12C - Modern
Anishu, Inc.
About this app
- Age 10
- Updated May 27, 2025
- OS IOS
Editor reviews
12C - Modern is a fast, precise financial calculator for loans, investments, and cash flow analysis. It brings the classic 12C experience into a clean, modern interface, ideal for bankers, analysts, accountants, students, and anyone who need a dependable finance tool. Core functions include time value of money, net present value and internal rate of return, amortization and bond calculations, plus statistics. Choose RPN or algebraic entry to match your workflow, with instant keystrokes, memory registers, and programmable shortcuts for repeat tasks. Productivity features such as reusable templates, a calculation history tape, copy and export, theme options, and full offline use help you work faster. This HP 12C style RPN calculator supports high accuracy for loan pricing, project valuation, and exam practice, making finance work clear and efficient.
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How to use:
1. Download and open the app, then choose RPN or Algebraic mode and set decimals and theme in Settings.
2. For time value of money, enter number of periods, interest rate, present value, payment, and future value, then compute the unknown key.
3. For cash flows, add the initial amount and each cash flow with its frequency, then calculate net present value or internal rate of return.
4. For loans, use the amortization function to view payment schedules, interest and principal breakdown, and remaining balance by period.
5. Save common setups as templates, review results in the history tape, copy or export outputs, and adjust registers or precision as needed.