Zip - Shop Now, Pay Later
zip.co
About this app
- Installs 523k+
- Age 10
- Updated Aug 29, 2024
- OS IOS / Android
Editor reviews
The Zip app offers a flexible way to manage your purchases by allowing you to buy now and pay later. Whether it's for everyday expenses or larger purchases, Zip provides convenient options to suit your needs.
Key Features:
Zip Pay: Perfect for everyday spending, Zip Pay offers you up to $1,000 with no upfront payment. You can use it anywhere Visa is accepted, both in-store and online. Pay nothing until the end of the following month and customize your repayments to weekly, fortnightly, or monthly.
Zip Money: Designed for bigger expenses, Zip Money provides up to $5,000 with a minimum of 3 months interest-free on every purchase. You can also enjoy up to 5 years interest-free at select partners, making it ideal for significant purchases like travel, home renovations, or electronics.
Customizable Repayments: Manage your repayments by choosing the frequency, amount, and date that best suits your budget. With Zip Money, you can split purchases over $300 into equal interest-free installments to avoid interest charges.
Exclusive Deals and Rewards: Access special offers, cashback rewards, and interest-free periods at select partners. Earn rewards with every purchase and redeem them when you reach your rewards goal.
Easy Payments: Use the app to pay in-store with tap-and-go using Visa contactless, or create virtual cards for one-time online purchases. You can also pay bills, buy gift cards, and manage your transactions directly from the app.
Stay in Control: The app provides notifications for upcoming payments, allows you to check your balance, view statements, and track your spending history, helping you stay on top of your finances.
Zip makes it simple to manage your spending and pay on your terms, offering flexibility and control over your financial decisions.
Screenshots
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How to use:
User Guide - Zip App
Overview: The Zip app provides a flexible way to manage your spending with the convenience of "Buy Now, Pay Later." Whether it's everyday purchases or large expenses, Zip offers convenient payment options to help you manage your finances easily.
1. Registration and Login
Download and install the Zip app.
Open the app and follow the prompts to register a new account or log in with an existing one.
Fill in the necessary personal information and verify your identity.
2. Using Zip Pay for Everyday Spending
Zip Pay is ideal for everyday spending, offering a credit limit of up to $1,000.
Use Zip Pay at any merchant that accepts Visa payments, with nothing to pay upfront.
You won't need to pay anything until the end of the following month, and you can choose to repay in weekly, fortnightly, or monthly installments.
3. Using Zip Money for Larger Purchases
Zip Money is designed for larger expenses, offering up to $5,000 in credit.
Enjoy at least 3 months of interest-free on every purchase and up to 5 years of interest-free at select Zip partners.
You can split purchases over $300 into equal installments to help avoid interest charges.
4. Customizing Repayment Settings
Manage your repayment plan through the app, choosing the repayment frequency, amount, and date that works best for you.
Zip Money users can split large purchases into installments, ensuring repayment within the interest-free period.
5. Accessing Deals and Rewards
The app offers exclusive deals and cashback rewards.
Earn rewards with every purchase, and redeem them when you reach your rewards goal.
6. Convenient Payments
Use Zip Pay for contactless Visa payments in-store, or create a virtual card for online shopping.
The app also supports bill payments, gift card purchases, and more, making it easy to manage your spending.
7. Monitoring Your Account and Spending
Receive notifications for upcoming repayments and view your account balance and transaction history in real-time.
Manage all your financial activities within the app to stay in control of your finances.
Important Notes:
Ensure timely repayments to avoid additional fees.
Regularly check the app for the latest offers and rewards to maximize the benefits of using Zip.
Support and Assistance
If you encounter any issues or need help, visit the customer support section within the app or visit the Zip website for more information.