Upstart: Personal Loans + More
Upstart Network, Inc.
About this app
- Age 10
- Updated Nov 6, 2025
- OS IOS
Editor reviews
Upstart: Personal Loans + More is a finance app that helps you check your rate and apply for personal loans in minutes. AI-driven underwriting looks beyond your credit score to provide competitive fixed APR options with transparent terms. Consolidate high-interest debt, refinance credit cards, or cover major expenses, then e-sign and manage everything securely in one place. Enjoy quick pre-qualification with a soft credit check, no prepayment fees, and easy autopay and payment tracking.
Keywords: personal loans app, debt consolidation, credit, APR, refinance, soft credit check, fixed rates, secure e-sign, autopay
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How to use:
1. Download and open the app, then create your account and verify your identity.
2. Pre-qualify by entering your desired amount and purpose to see estimated rates with a soft credit check.
3. Review offers by comparing APR, term, and monthly payment, then select the option that fits your budget.
4. Complete the application by adding employment and income details, connecting bank info if required, and uploading requested documents.
5. Submit, e-sign your agreement, and track status. Set up autopay, monitor due dates, and make extra payments anytime in the app.