owed +
Josh Gdovin
About this app
- Age 10
- Updated Nov 12, 2025
- OS IOS
Editor reviews
Owed Plus is a finance and productivity app for tracking IOUs, splitting expenses, and managing bills in one place. Record who owes whom, set due dates, and settle with clear balances across people and groups. Smart reminders and calendar sync help you avoid missed payments. Multi-currency support, receipt scanning, and secure cloud sync make it fast and reliable across devices. Ideal for roommates, friends, families, and freelancers who need an expense tracker, bill reminder, and debt manager.
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How to use:
1. Download the app and sign up with email or your Apple or Google account.
2. Create a wallet or group, add participants, and set your default currency.
3. Add a bill or IOU, choose who paid and who owes, split evenly or by custom shares, set a due date, and attach a receipt if needed.
4. Enable reminders and optional calendar sync, then choose notification times for upcoming and overdue payments.
5. Share the record with contacts to keep everyone updated, settle payments, view insights, and export reports for budgeting or bookkeeping.