Klarna | Pay your way
Klarna Bank AB (publ) / Klarna Bank AB
About this app
- Age 10
- Updated Sep 29, 2025
- OS IOS / Android
Editor reviews
A flexible shopping and finance app that lets you buy now and pay later with clarity and control. Use it to split purchases into manageable installments, discover deals, and track every order in one place. Ideal for smart shoppers who want transparent payments and better budgeting.
Core features
- Flexible payments: Pay in 4, Pay Now, or apply for monthly financing where available, with schedules shown upfront.
- Shop anywhere: Browse top brands in the app or create a one‑time virtual card to pay at most online stores. Get price drop alerts and curated deals.
- Manage and track: View spending insights, track deliveries, handle returns, and receive reminders to stay on top of your budget.
Keywords: buy now pay later app, shopping finance, installment payments, virtual card, price alerts, order tracking, budget tools
Screenshots
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How to use:
1. Download and sign up: Create your account, verify your phone or email, and set your region and currency.
2. Add a payment method: Link a debit or credit card or connect your bank account for repayments.
3. Shop your way: Browse stores in the app or paste a product link. For stores without Klarna at checkout, generate a one‑time virtual card in the app.
4. Choose how to pay: Select Pay in 4, Pay Now, or monthly financing where available. Review the payment schedule and confirm your purchase.
5. Manage and save: Track orders and returns, enable autopay, change payment methods, set price alerts and budgets, and get reminders for upcoming installments.