FloatMe
FloatMe
About this app
- Category Business
- Age 10
- Updated Aug 9, 2024
- OS IOS / Android
Editor reviews
FloatMe: Budget & Cash Advance
FloatMe is your go-to financial app, designed to help you manage, save, and access money when you need it most. As your best financial friend, FloatMe offers fast cash advances, budget insights, and more, all without credit checks, interest, or hidden fees.
Key Features:
Cash Advances: Access your earned but unpaid wages with Floats. Request a cash advance and receive funds in your bank account within 3 days or opt for instant delivery for a small fee. Perfect for covering bills, gas, or groceries when you're short on cash.
Financial Forecast: Stay ahead of your finances with our Financial Forecast tool, which calculates your likely available balance based on upcoming expenses and paydays.
Low Balance Alerts: Avoid overdraft fees with low balance alerts that notify you when your funds are running low.
Offers: Explore a variety of partner offers to help you save or earn money directly through the app.
Spending Insights: Get a clear view of your spending habits with categorized insights, helping you better manage your finances.
Secure Connection: FloatMe uses Plaid to securely connect your bank accounts with 256-bit bank-level security, ensuring your information remains safe.
About FloatMe:
Launched in 2020, FloatMe is on a mission to guide millions of Americans toward financial prosperity. By bridging small cash gaps with Floats and offering a suite of financial tools, FloatMe helps its members earn, manage, and save money effectively.
Membership:
For just $3.99/month, you gain access to FloatMe's full range of financial products and services, including cash advances, financial tools, and more. Membership is auto-renewed monthly, but you can cancel anytime.
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How to use:
FloatMe App User Guide
Welcome to FloatMe, your personal financial companion designed to help you manage, save, and access money with ease. This guide will walk you through how to use the FloatMe app effectively and take full advantage of its features.
Getting Started
Download the App:
Visit the App Store (iOS) or Google Play Store (Android) and search for “FloatMe.”
Tap “Install” to download and install the app on your mobile device.
Create an Account:
Open the app and follow the prompts to create your account.
Enter your personal information, including your name, email address, and password.
Connect your bank account securely through Plaid to access all of FloatMe’s features.
Become a Member:
Subscribe to the FloatMe membership for $3.99/month to unlock all features, including cash advances (Floats), financial tools, and alerts.
Using the App
Requesting a Cash Advance (Float):
On the home screen, tap on “Request Float.”
Select the amount you need and choose your delivery method:
Standard Delivery: Funds will arrive in your bank account within 3 days at no additional cost.
Instant Delivery: For a small fee, receive your funds immediately.
Confirm your request, and the money will be transferred to your bank account.
Managing Your Floats:
Track your Floats under the “Floats” section to see pending and completed transactions.
Repay your Float on your next payday or when you can afford it, directly through the app.
Using the Financial Forecast:
Access the “Financial Forecast” feature to see a smart prediction of your available balance, taking into account your recurring expenses and upcoming paydays.
Use this tool to plan your spending and avoid overdraft fees.
Setting Up Low Balance Alerts:
Enable “Low Balance Alerts” in the settings to receive notifications when your account balance drops below a certain threshold.
This helps you stay informed and avoid unexpected fees.
Exploring Offers:
Visit the “Offers” section to find partner deals that can help you save or make extra money.
Offers are updated regularly, so check back often to take advantage of new opportunities.
Viewing Spending Insights:
Use the “Spending Insights” feature to get a clear overview of your spending habits.
Categorized transactions provide a quick look at where your money is going, helping you manage your budget more effectively.
Security Features
Secure Bank Connection: FloatMe uses Plaid to securely connect to your bank accounts, ensuring that your financial data is protected with 256-bit encryption.
Data Privacy: Your personal and financial information is kept secure, and FloatMe does not support prepaid cards to ensure high security standards.
Managing Your Account
Update Personal Information:
Access the “Profile” section to update your personal details, such as your email address or phone number.
Membership Management:
Manage your membership subscription in the “Settings” section.
You can cancel your membership at any time directly through the app.
Support and Assistance:
If you need help, visit the “Support” section in the app to access FAQs or contact the support team.
You can also reach out via the support email provided in the app.
Tips for Using the App
Use Instant Delivery When Needed: Opt for instant delivery only when you need funds urgently, to save on fees.
Monitor Your Spending: Regularly check the “Spending Insights” to ensure you’re staying within your budget.
Take Advantage of Offers: Make the most of the partner offers to maximize your savings and earnings.