e-CNY
中国人民银行数字货币研究所
About this app
- Age 10
- Updated Mar 26, 2026
- OS IOS / Android
Editor reviews
A secure digital wallet for e-CNY that enables fast, cash-like payments and transfers in everyday scenarios. Use it to pay merchants via QR codes, send or receive funds instantly, and track your spending with clear transaction records. Designed for reliability and privacy, this finance and mobile payment app offers bank-grade security with PIN and biometric protection, simple onboarding, and broad compatibility where e-CNY is accepted. Ideal for users seeking a convenient digital wallet, QR code pay, peer-to-peer transfer, and a modern CBDC wallet experience.
Screenshots
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How to use:
1. Download and set up: Install e-CNY from your app store, open the app, create your wallet, and set a secure PIN or enable biometrics.
2. Verify and fund: Complete identity verification if prompted, then link a supported bank card or account to add funds, or receive e-CNY from another user.
3. Pay in stores: Tap Pay, scan the merchant QR code, enter the amount if needed, and confirm with your PIN or biometrics to complete the payment.
4. Send and receive: Tap Transfer to send money to contacts or accounts, or tap Receive to display your QR code so others can transfer funds to you.
5. Manage your wallet: Review transaction history, set spending preferences, and explore optional features such as offline payments and sub-wallets where available.