Deposit - compound interest calculator with periodic additions and withdrawals
Iaroslav Mironov
About this app
- Age 10
- Updated Oct 2, 2015
- OS IOS
Editor reviews
A precise compound interest calculator for deposits with periodic additions and withdrawals. Built for savers, investors, students, and small businesses who need fast, reliable projections. Perfect for savings planning, retirement planning, and business cash flow forecasting.
Core features include flexible inputs for initial deposit, annual rate, compounding frequency, and time horizon. Model recurring contributions and scheduled withdrawals with weekly, monthly, quarterly, or yearly frequencies. Instantly visualize growth with clear charts and a detailed balance and interest schedule. Easily run what-if scenarios by adjusting any input to see immediate results. Lightweight, fast, and easy to use finance app with a focus on accuracy and clarity.
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How to use:
1. Download and open the app, then choose your preferred currency and units if prompted.
2. Enter the basics: initial deposit, annual interest rate, compounding frequency, start date, and total term.
3. Add cash flows: create periodic additions or withdrawals, set amount, frequency, start and end dates, and confirm.
4. Review results: check ending balance, total interest earned, growth chart, and the detailed schedule of balances over time.
5. Refine your plan: adjust rates, amounts, or frequencies to compare outcomes and find a savings or payout strategy that fits your goals.