Debt 2 Income Calculator
Heng Jia Liang
About this app
- Age 10
- Updated Jul 16, 2022
- OS IOS
Editor reviews
Debt 2 Income Calculator is a straightforward personal finance utility that calculates your debt to income ratio to assess loan affordability and credit readiness. Get instant results, understand common underwriting thresholds, and test what if scenarios before applying for a mortgage, auto loan, or credit card. Ideal for budgeting, debt management, and preapproval prep.
Core features
- Fast DTI calculation with monthly or annual income and flexible debt categories
- Scenario planner to add proposed loans and see the impact on your DTI in real time
- Clear guidance with risk ranges and practical tips to reduce DTI, plus shareable summaries
Keywords Personal finance app, DTI calculator, loan affordability, mortgage readiness, budget tool, finance utility
Screenshots
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How to use:
1. Download and open the app, then choose to create a profile or continue as a guest.
2. Enter your income monthly or annual and select gross or take home as needed.
3. Add your monthly debt payments such as rent or mortgage, auto, student loans, credit cards, and other obligations.
4. Tap Calculate to view your DTI, see risk bands, and review suggestions to improve your ratio.
5. Use the scenario planner to add a potential new loan, adjust payment, rate, or term, and compare before and after results.
6. Save or export your scenario to revisit later or share with a lender or advisor.